Money Tree Plant Care

Money Tree (Pachira aquatica) belongs to the Malvaceae family within the Pachira genus. Money Tree is native to Freshwater swamps, estuaries, and river banks in tropical rainforests from Mexico to northern South America. Money Tree is also known as Money Tree, Guiana Chestnut, Pachira.

Money Tree displays a tree-like, upright growth habit, reaching up to 60 inches tall with a spread of approximately 30 inches. Money Tree produces large, showy cream-colored flowers.

Leaf size: approximately 12 inches.

Pachira aquatica requires watering every 7–14 days. Allow the top layer of soil to dry between waterings to prevent root rot. Reduce watering frequency during winter when growth slows.

Money Tree thrives in bright indirect light conditions. The optimal light range is 1000–2000 lux. Avoid placing Money Tree in direct, harsh sunlight for extended periods, as this can scorch the foliage.

Pachira aquatica grows best at temperatures between 55°F and 85°F. Money Tree prefers humidity levels of 50–70%. A pebble tray or humidifier helps maintain adequate moisture around the plant.

Well-draining soil mix. Good drainage is essential for Money Tree to prevent waterlogging, which leads to root rot and fungal issues.

Repot every 2-3 years in spring. Choose a pot one size larger than the current container, and ensure it has drainage holes to allow excess water to escape.

Money Tree can be propagated through stem cuttings or air layering.

Money Tree is susceptible to spider mites, mealybugs, scale insects. Inspect the foliage regularly, especially along leaf undersides and stems. Treat infestations promptly with insecticidal soap or neem oil to prevent spread.

Money Tree grows outdoors in USDA Zone 10b – 12b. Native to Freshwater swamps, estuaries, and river banks in tropical rainforests from Mexico to northern South America, Money Tree is adapted to warm climates. In cooler regions, grow Money Tree as a houseplant or bring it indoors before the first frost.